Healthy Michigan Plan in Michigan
Healthy Michigan Plan is Michigan's Medicaid program — free or low-cost health coverage for low-income residents. It is administered by the Michigan Department of Health and Human Services (MDHHS).
Who qualifies for Healthy Michigan Plan?
Michigan covers adults 19–64 with income up to 138% of the Federal Poverty Level (FPL). Key qualifying groups include:
- Adults (19–64): Income up to 138% FPL (~$21,597/year single; ~$44,367/year family of 4)
- Children: Generally covered at higher income levels
- Pregnant women: Higher income limits apply
- Seniors and people with disabilities: SSI recipients qualify automatically
Michigan's Healthy Michigan Plan launched in April 2014 and has enrolled over 800,000 people. Coverage includes primary care, mental health, substance use treatment, and dental care. Michigan also covers CHIP through MIChild for children in families above Medicaid limits.
How to apply for Healthy Michigan Plan
You can apply through Michigan's official portal, by phone, by mail, or in person at your local Michigan Department of Health and Human Services (MDHHS) office.
- Online: Apply at MiBridges →
- Processing time: Most applications are processed within 45 days (90 days for disability-based applications)
- Coverage start: If approved, coverage typically begins the first day of the month you applied
- Renewal: Medicaid eligibility is reviewed annually — respond to renewal notices to avoid losing coverage
What does Healthy Michigan Plan cover?
Medicaid in Michigan covers a comprehensive set of services, including:
- Doctor visits and preventive care
- Hospital stays (inpatient and outpatient)
- Emergency services
- Mental health and substance use treatment
- Prescription drugs
- Lab tests and X-rays
- Prenatal care and delivery
- Long-term care (nursing home and home-based services)
Most services are covered at no cost or very low cost. Some plans may charge small copays for non-emergency services.
What documents do I need?
- Proof of identity (driver's license, state ID, or passport)
- Proof of Michigan residency (utility bill, lease, or bank statement)
- Proof of income (pay stubs, tax returns, or employer letter)
- Social Security numbers for all household members applying
- Proof of citizenship or immigration status
Common questions about Healthy Michigan Plan
Can I keep my doctor on Healthy Michigan Plan?
Healthy Michigan Plan is often provided through managed care plans. When you enroll, you will choose a plan and a primary care provider. If your current doctor accepts Healthy Michigan Plan, you can stay with them. Call your doctor's office to confirm before enrolling in a plan.
What if my income changes?
Report income changes to Michigan Department of Health and Human Services (MDHHS) within 10–30 days. If your income rises above the limit, you may qualify for marketplace coverage with subsidies instead — coverage is typically available without a gap.
Can I have both Medicaid and private insurance?
Yes. If you have employer coverage, Healthy Michigan Plan can act as secondary insurance, covering costs your primary insurance doesn't pay. This is called "dual coverage" and can significantly reduce your out-of-pocket costs.
Related programs to check
- SNAP in Michigan — monthly food benefits; many Medicaid households qualify automatically
- CHIP — low-cost health coverage for children in families above Medicaid limits
- EITC in Michigan — tax credit worth up to $8,000+ for working families
- Medicaid national overview — general rules and ACA expansion details
Not sure if you qualify for Healthy Michigan Plan?
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